Housing Development

HOME Program

The primary purpose of the HOME Program is to expand the supply of decent, safe, sanitary, and affordable housing for very low-income and low-income households as determined per the Income Limits. U.S. Department of Housing and Urban Development provides annual funding to participating jurisdictions (SDHDA) to develop their own programs in partnership with local governments, nonprofit organizations, and the private sector. The HOME Program provides funds to developers and/or owners for acquisition, new construction, and rehabilitation of affordable housing. The typical financing package would consist of 10% owner equity, 40% conventional loan and 50% HOME funds. The HOME funds are loaned at a 0% interest rate with variable repayment terms.

HOME Applications

Applications are due annually on the last working day of August at 5:00 p.m. Central Time. Completed applications must be delivered via SDHDA's on-line submission (preferred), via U.S. Postal Service, private mailing service or hand delivery to SDHDA by 5:00 p.m. Central Time on the applicable due date. Applications via facsimile or e-mail will NOT be accepted. The HOME-HTC Application and pro-forma for the 2022 application round will be dated as July 2022 and will be available in the near future.

The following will be applied to the HOME funds available for 2022:
$5 million available
$1 million per project
$1.25 million per developer
$2.5 million per community 

HOME Program Allocation Plan
HOME-HTC Application
Utility Allowance Worksheet
HOME Cost Allocation Tool

  • Applicants are no longer allowed to submit utility allowance calculations from the local Public Housing Authority. Applicants may document utility calculations from service providers, use the HUD Utility Schedule Model, or they may utilize the SDHDA Utility Allowance Worksheet to request the utility calculation from SDHDA. Please allow ten working days for the calculation of utilities from SDHDA. Request for utility allowance calculations must be received by July 16, 2021. For more information regarding the worksheet or utility calculation, please contact Andy Fuhrman at andy@sdhda.org or by calling (605) 773-3181.

HOME Single Family Application
HOME Tenant Questionnaire

HTC-HOME Pro-Forma
HOME Homebuyer Feasibility Analysis Tool
CHDO Application
 - CHDO Attachment A
What is a CHDO?
HOME Program Annual Reservation List
HOME Program Cumulative List

*You will need Adobe Acrobat to fill out the application form. In order to save the application form, you will need to have Adobe Acrobat Professional 7.0

HOME Set-Asides

A portion of the HOME funds are set-aside for specialized housing opportunities as detailed under Set-Asides.


The state of South Dakota was appropriated approximately $9.3 million through the American Rescue Plan Act of 2021. Funds were appropriated under Title II of Cranston-Gonzalez National Affordable Housing Act of 1990 (NAHA) under the HOME Program and is referred to as HOME-ARP. The primary purpose of HOME-ARP is to provide funding for homelessness assistance and assistance to other vulnerable populations through capital investment for permanent rental housing, upgrading available stock of shelter to include non-congregate shelter, and provide supportive services to the qualifying populations. Qualifying populations include homeless, at-risk of homelessness, fleeing/attempting to flee domestic violence, dating violence, sexual assault, stalking or human trafficking, and other populations where assistance would prevent the family’s homelessness and serve those with the greatest risk of housing instability. The HOME-ARP funds are loaned as 0% forgivable loans for affordable rental housing and non-congregate shelter, and provided as grants for supportive services.

The SDHDA Board of Commissioners met on October 11, 2022, and approved conditional reservations for five Non-Congregate Shelter applications and one Supportive Services application. The Board considered one application for Affordable Rental Housing and is allowing SDHDA staff to continue working with the applicant.

Due to not all of the HOME-ARP funds being reserved, SDHDA will hold a second HOME-ARP application round with applications due November 15, 2022 at 5:00 p.m. Central Time. There is $2.3 million available in the second application round and SDHDA is not imposing an application limit. Completed applications must be delivered via SDHDA's on-line submission portal (preferred), via U.S. Postal Service, private mailing service or hand delivery to SDHDA by 5:00 p.m. Central Time on the applicable due date. Applications via facsimile or e-mail will NOT be accepted.

HOME-ARP Allocation Plan
Supportive Services Program Application
HOME-ARP Non-Congregate Shelter Application
Rental Housing Application

Lead Based Paint

For housing built before 1978, lead based paint could be a potential health risk. Lead is a highly toxic metal that may cause a range of health problems, especially in young children. When lead is absorbed into the body, it can cause damage to the brain and other vital organs, like the kidneys, nerves and blood. Lead may also cause behavioral problems, learning disabilities, seizures and in extreme cases, death. Some symptoms of lead poisoning may include headaches, stomachaches, nausea, tiredness and irritability. Children who are lead poisoned may show no symptoms. All HOME funded projects are required to document compliance with federal lead based paint requirements. For more information on Lead Based Paint requirements please view HUD’s Healthy Homes website.

Companies certified in South Dakota for the evaluation or abatement of lead based paint

HOME Regulations

To learn more about the HOME and HOME-ARP Programs, please visit the HUD Exchange.

    Call or e-mail DeNeil Hosman, Housing Development Officer, with your HOME program questions. 
    (605) 773-4247