The Community Home Improvement Program (CHIP) has Income Limits which are slightly lower than the Income Limits for the First-time Homebuyer Program.

Your total gross household income, together with the county the home is located in, will determine which interest rate (1.9%, 3.9% or 5.9%) you qualify for.

These Income Limits change annually, usually in the spring of each year.

Click here for a printable list of Community Home Improvement Program (CHIP) Income Limits.