The First-time Homebuyer Program provides low interest fixed rate mortgage loans and cash assistance for homebuyers purchasing their first home.
You may be eligible for a South Dakota mortgage if you:
Veteran's waiver may apply for qualified applicants.
-Have an income at or below prescribed South Dakota Housing Income Limits.
-The purchase price must be less than $250,200.
To Get Started
Contact one of SDHDA's Participating Lenders for an application and interview.