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DISCLAIMER

All information contained herein is obtained from sources believed to be accurate and reliable. Reference should be made to the Official Statement and operative documents of each series of bonds referred to herein for complete information on that issue. Because of the possibility of human and mechanical error as well as other factors, however, the following information is provided as is without warranty of any kind and, in particular, no representation or warranty, expressed or implied, is made nor should any be inferred as to the accuracy, timeliness or completeness, of any such information. Under no circumstances shall South Dakota Housing Development Authority have any liability to any person or entity for (a) any loss or damage in whole or part caused by, resulting from, or relating to any error (neglect or otherwise) or other circumstances involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, transmitting, communicating or delivering any such information, or (b) any direct, indirect, special, consequential or incidental damages whatsoever, even if South Dakota Housing Development Authority is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information. This information relates to bond issues of the South Dakota Housing Development Authority that have been sold and distributed in underwritten public offerings described in the related official statements. Each viewer of the aforementioned information acknowledges that (i) the South Dakota Housing Development Authority is not now by this document offering any bonds or other securities, nor soliciting an offer to buy any securities, (ii) this information is not to be construed as any description of the South Dakota Housing Development Authority or its programs in conjunction with any offering of bonds or other securities of the South Dakota Housing Development Authority-such offerings are only made pursuant to the appropriate official statements of the South Dakota Housing Development Authority and (iii) no representation is made as to the propriety or legality of any secondary market trading of the bonds or other securities of the South Dakota Housing Development Authority by anyone in any jurisdiction.

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