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Downpayment Assistance

Looking for down payment and closing cost assistance, but not sure where to start? Ask your lender about South Dakota Housing Development Authority's Fixed Rate Plus loan. If you qualify, you can get up to 3% as a gift to help with the costs of your mortgage. The gift never has to be repaid, though the program does carry a slightly higher interest rate. Ask your lender for more details and to see if you qualify.

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