Homeownership Programs
Current Interest Rates 4.375% Starting Step
5.375% Fixed
5.85% Fixed Rate Plus
SDHDA helps people become homeowners by providing a variety of programs that assist low and moderate-income South Dakotans. Below market interest rates, closing cost assistance, downpayment programs, the Governor's House and home improvement loans are all part of SDHDA's goal of Building a Better Quality of Life.
First Time Homebuyer Program
Employer Mortgage Assistance Program - EMAP
Loan Assistance Program - LAP
The Governor's House
Community Home Improvement Program - CHIP
Participating Lenders
Advertising Co-op Plan
Mortgage Calculators
Frequently Asked Questions
South Dakota Housing Development Authority |
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