Homeownership Programs
Current Interest Rates
4.375% Starting Step
5.375% Fixed Rate
5.85% Fixed Rate Plus SDHDA helps people become homeowners by providing a variety of programs that assist low and moderate-income South Dakotans. Below market interest rates, closing cost assistance, downpayment programs, the Governor's House and home improvement loans are all part of SDHDA's goal of Building a Better Quality of Life.
First-time Homebuyer Program
Loan Assistance Program - LAP
The Governor's House
Community Home Improvement Program - CHIP
Participating Lenders
Advertising Co-op Details
Advertising Co-op Form
Mortgage Calculators
Frequently Asked Questions
